Plan Mortgages

To run a basic mortgage is easy, but to manage efficient and cost-effective borrowing requirements that are periodically changing takes a lot more experience, skill and attention. We aim to be with you at the key stages of your borrowing life. This means our advice is tested as our relationship grows. It also demonstrates that we care about you over the long term and not just at the first transaction.

Ongoing contact and service

The majority of mortgages are a long-term need for most people and therefore need planning that takes into account your short-term and long-term goals. So, it is much better if any changes are dealt with by an adviser who can keep the long term goals in mind.

Rather than simply giving you mortgage options and helping you to make an informed decision at the outset, at Plan Money our approach is more of a long-term strategic advice service.

Our services extend to making sure that you are contacted as your mortgage deals expire and that the repayment plans are continuously reviewed to make sure they are on track to meet your needs.


Whether you are taking the first mortgage or re-mortgaging, we aim to ensure that you understand the advice process fully and where we can help you to structure your borrowings cost-effectively with:


  • Ongoing rate reviews
  • Strategic planning of rates, term and repayment methods
  • Smooth processing
  • Support to remove any uncertainty

We may need to charge a fee for our mortgage services depending upon your circumstances. Our typical fee is £325. We will also receive commission from the lender. We also have a pure fee option of £2,000 payable on completion, however; any commission received from the lender will be refunded to you.

Please note: Your home may be repossessed if you do not keep up the repayments on your mortgage.

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