Our fees
All our remuneration is transparently disclosed and no fee-charging work will commence without your prior approval.
Investments, pensions and inheritance tax planning
-
Initial consultation
An initial consultation with a Financial Planner provides an opportunity to discuss your goals and establish if it is mutually beneficial for us to work together.
This is held without obligation on your part and at our expense. -
Financial planning
Preparation of your financial planning advice, including all meetings, research and reports. We typically charge a fixed fee for financial planning.
Our typical fee for financial planning is £975. -
Implementation
Depending on the conclusions drawn during the financial planning (stage one) process, you may require advice on arranging a new financial product, or transferring your existing arrangements to more suitable plans. We research the whole of the market, make a personal recommendation and efficiently handle all the paperwork on your behalf.
Our typical fee for implementation work is 2% of the sum invested (or transferred), subject to a minimum fee of £1,500 and a maximum fee of £15,000.
Mortgages and equity release
-
Initial consultation
An initial consultation with a Independent Mortgage Broker provides an opportunity to discuss your goals and establish if it is mutually beneficial for us to work together.
This is held without obligation on your part and at our expense. -
Advice preparation
Preparation of your mortgage advice, including all meetings, research and reports. We typically charge a fixed fee for mortgage advice.
Our typical fee for residential mortgage advice is £475.
Our typical fee for buy-to-let mortgage advice is £675.
Our typical fee for equity release advice is £1,275. -
Implementation
We will submit your application to the recommended lender and monitor your case through to completion.
The cost of implementation work is covered by commission we receive from the lender.
Personal and business protection
-
Initial consultation
An initial consultation with a Financial Planner provides an opportunity to discuss your goals and establish if it is mutually beneficial for us to work together.
This is held without obligation on your part and at our expense. -
Advice preparation & implementation
We will research the whole of the market and prepare personalised recommendations. We’ll then submit your application to the recommended insurer and monitor your case through to completion.
The cost of advice and implementation work is covered by commission we receive from the insurer.
Our typical fees for Financial Planning and Implementation are shown above. These are our standard charges; your adviser will confirm specific charges at the earliest possible opportunity.
Please download our Client Services Document for full details of our typical fees.